Multiple configurations- Terminal with or without separate merchant unit
- Terminals without Pinpad (No cardholder validation)
- contact
- magnetic stripe (magstripe)
- contactless
- Terminals in attended or unattended mode
Multiple Card entry modes- Manual Entry
- Magstripe
- EMV contact
- Contactless
- Multiple form factors (card, smartphone …)
- EMV contactless
- PayPass
- PayWave
- Expresspay
Card and cardholder verification- EMV SDA, DDA and CDA card authentication
- No CVM, signature, local PIN validation
- Contactless on-device PIN
- On-line PIN
Cardholder and merchant guidance - Multilingual – driven by card’s language (if available) and merchants language
- Driven by the acquirer
Driven by common parameters and acquirers' business rules - Terminal management system load card recognition data and acquirers' connectivity data
- Acquirers customise the transaction flow and processing options parameters
| Services - Payment
- Payment at Voice Referral
- Cash Advance
- Cash Advance at Voice Referral
- Card Validity Check
- Resubmission
- Pre-Authorisation
- Update Pre-authorisation
- Payment completion
- Refund
- Deferred Payment (including transmission of fuel types and volumes)
- Cancellation
- Back-up mode (temporary local authorisation activated by merchant when connectivity with acquirers is lost)
- Management functions: balances and financial counters
Additional Functions - Partial Approval
- Product Selection
- Dynamic Currency Conversion (DCC)
- Extra amount
- Shop / petrol products
- Terminals with local authorisation capabilities
- Token recognition to link e.g. pre-authorisation and payment completion
- Merchant activated PIN entry bypass
- No-CVM required limit
- Cash-back
- Site management
- Application pre-selection
- Additional Data (e.g. for petrol cards)
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 Updating... Ċ Acquiris Secretariat, 23 Dec 2015, 02:57
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